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Before you Retire you won't want to leave work without...............

1. A Money Plan
This may seem common practice, but did you know that one of the biggest regrets many women have is around money and retirement? Mainly they regret not starting sooner, saving more, and being better informed about finances. Yes, this also includes women with high-powered careers, making buckets of money. Many of these women have hidden their heads in the sand around money and haven't planned for the future they deserve. It's not too late to start, so if you're not set financially, get creative and start planning. Even if you have debts there are always options, see a financial advisor and create a plan to first erase your debts and then focus on future endeavours.

2. A Time Management Plan
Although one of the lures of retirement is not having to have a schedule it is in this that lies one of the biggest traps of retirement. Without a framework for your days, weeks, months and years, you can slip into a deadening non-routine.

3. A Purpose Plan
Whether or not your love your career, it's given you a purpose. A reason to get out of bed each day, a place to be where people are counting on you, a focus for your skills, abilities, and energy. If you can find a purpose for this next stage of your life, one that ignites your passion and literally pulls you out of bed in the morning, you will be set. If you haven’t already, consider a stint of coaching/counselling with a career management consultant at an outplacement services firm, such as Donington.

Work provides money in the form of income you can count on, time management in the form of a framework for your life, and purpose in the form of getting you out of bed in the morning for something that brings meaning to your life. As you design what's next for you, it is important to provide each of these for yourself.

For more information on life directions including information and action plans to help you make the right choices for the next stage of your life, whatever your direction may be.

Visit ipac’s link below:
http://www.ipac.com.au/ipac/ld.nsf/Content/Home

At Donington we offer Active Retirement Planning. This program provides individuals with the support and skills to cope with and understand the impact of retirement. It prepares them to deal with change and provides the tools to enhance clarity of decision making. It provides a safe, confidential process to express individual concerns and put in place plans to move forward to active retirement. Partners are welcome to participate in any/all sessions.